Toast in 2026: Full Guide to Recovery, Migration & Best XRP Alternatives

Joni Novik

— 2 min read

Introduction

Toast Wallet was once one of the most beloved non-custodial XRP wallets — simple, open-source, multi-platform and truly user-controlled. Launched in 2017, Toast Wallet helped thousands store and manage Ripple (XRP) securely until its sudden shutdown in mid-2020. Even in 2026, many users still search for Toast Wallet recovery options because old installations, backups or browser versions remain functional for migration.

This updated 2026 guide explains the current status of Toast Wallet, how to safely recover or move your XRP, why the project ended, and the strongest alternatives available right now.

Toast Wallet stood out thanks to:

  • Full non-custodial control — private keys never left your device
  • Open-source code on GitHub (still auditable)
  • Native apps for iOS, Android, Windows, macOS, Linux
  • Clean interface with offline transaction signing
  • Strong encryption (libsodium) + JSON backups + 6-digit PIN + passphrase
  • Direct XRP Ledger integration (send, receive, trust lines, multi-sign)

At its peak Toast Wallet had over 100,000 active users and was frequently recommended in XRP communities.

Why Did Toast Wallet Shut Down?

In June 2020 the developers removed Toast Wallet from app stores and announced end-of-life. Official reason: protest against “abysmal treatment of community developers by Ripple” (mainly lack of meaningful support/funding via xPring — Ripple’s developer ecosystem arm at that time).

Existing installations continued working (and many still do in 2026 for offline use), but:

  • No updates
  • No new downloads from official stores
  • No developer support

The move was symbolic — many in the XRP community felt independent builders were undervalued compared to bigger players.

Toast Wallet Status in 2026 — Is It Still Usable?

Yes — but only for recovery and migration.

  • The official browser version lives at https://toastwallet.github.io/browser (GitHub-hosted, open-source, no backend)
  • It allows:
    • Restore from JSON backup + passphrase + PIN
    • View secret key / family seed
    • Submit offline signed transactions
    • Create new wallets (not recommended)

Important 2026 warnings:

  • Never enter recovery details on fake/cloned sites
  • Do NOT store new funds in Toast Wallet — use only as bridge
  • If you have an old phone/computer with Toast Wallet app → use it offline to export secrets

Step-by-Step: How to Recover & Migrate from Toast Wallet in 2026

  1. Prepare credentials You need:
    • Recovery JSON (long backup code) OR 24-word phrase (if used)
    • Passphrase (optional but common)
    • 6-digit PIN Without most of these — funds are likely irrecoverable (6-word passphrase alone is NOT enough; it only resets PIN).
  2. Use the browser tool (safest & official) Go to https://toastwallet.github.io/browser (verify URL!) Choose “Restore an Existing Wallet” → import backup → enter passphrase/PIN. Once inside → select account → “Show Secret” → copy family seed / secret key.
  3. Import to modern wallet (zero XRP movement needed — same address kept!) Recommended path → Xaman (ex-Xumm):
    • Download Xaman (iOS/Android) from official site xaman.app
    • Add account → “Import secret key” → paste from Toast Wallet Done. You keep the same r-address, no new 1 XRP reserve.

Other good import options: Ledger Live (via secret key import — advanced), Exodus, Trust Wallet.

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