ToastWallet – The Most Trusted and Secure XRP

Toast Wallet: A Comprehensive Guide to the Discontinued XRP Wallet

Introduction

In the fast-evolving world of cryptocurrency, secure storage solutions are essential for managing digital assets like XRP (Ripple). One such tool that gained significant popularity was Toast Wallet, an open-source, non-custodial wallet designed specifically for XRP. Launched in 2017, Toast Wallet quickly became a go-to option for users seeking a simple, cross-platform way to handle their Ripple holdings. However, its story took a turn in 2020 when it was discontinued. This article explores what Toast Wallet was, its key features, the reasons behind its shutdown, and what users should do next. Whether you're a former user or curious about XRP wallets, this guide provides everything you need to know.

What Was Toast Wallet?

Toast Wallet was developed by Richard Holland as a free, open-source cryptocurrency wallet focused exclusively on XRP. Unlike custodial wallets that hold your keys, Toast Wallet gave users full control over their private keys, emphasizing security and privacy. It was available on multiple platforms, including iOS, Android, Windows, macOS, and Linux, making it accessible to a broad audience.

By 2018, Toast Wallet had amassed over 100,000 users, thanks to its user-friendly interface and robust integration with the XRP Ledger. Key highlights include:

• Non-Custodial Nature: Your data stayed on your device—no servers involved, reducing the risk of hacks.
• Open-Source Code: Available on GitHub, allowing developers to audit and verify its security.
• Multi-Platform Support: Seamless use across mobile and desktop devices.

Toast Wallet required a 1 XRP reserve for all accounts on the XRP Ledger, a standard feature for Ripple-based wallets to prevent spam.

Key Features of Toast Wallet

What made Toast Wallet stand out in the crowded crypto wallet market? Here's a breakdown:

• Ease of Use: Setting up Toast Wallet was straightforward. Users could create a new wallet, restore an existing one using a recovery phrase, passphrase, and six-digit PIN, or even submit offline transactions for added security.
• Security Measures: It used advanced encryption like libsodium for password hashing, making brute-force attacks difficult. Backups were in JSON format, and the wallet supported offline signing.
• XRP-Specific Tools: Direct integration with the XRP Ledger for quick sending and receiving of XRP. It also supported features like trust lines and multi-signing.
• No Fees from Developers: As an open-source project, Toast Wallet didn't charge users beyond network fees.

For those wondering about performance, Toast Wallet was praised for its speed and reliability, especially for everyday transactions.

The Shutdown of Toast Wallet: What Happened?

In June 2020, the developers of Toast Wallet announced its discontinuation and removal from app stores. The primary reason cited was the "abysmal treatment of community developers by Ripple," the company behind XRP. This protest highlighted tensions between independent developers and Ripple's ecosystem management.

Post-shutdown:

• Toast Wallet is no longer actively maintained.
• Apps were pulled from the Apple App Store and Google Play Store.
• A browser version remains available on GitHub (toastwallet.github.io/browser) solely for migration purposes, such as recovering funds or submitting offline transactions.

Users were urged to migrate their XRP to alternative wallets promptly. Unfortunately, this led to a rise in scams—fake apps and websites pretending to be Toast Wallet to steal recovery phrases. Always verify sources and never enter your details on untrusted sites.

How to Recover or Migrate from Toast Wallet in 2026

If you still have access to an old Toast Wallet installation or backups, recovery is possible but requires caution. Here's a step-by-step overview:

1. Gather Your Credentials: You'll need your recovery phrase (or long JSON backup code), passphrase, and six-digit PIN.
2. Use the Browser Version: Visit the official GitHub-hosted browser tool to restore your wallet offline.
3. Migrate to a New Wallet: Recommended alternatives include:
   • Xaman (formerly Xumm): A modern XRP wallet with strong community support. To migrate, launch Toast Wallet, select your account, show the secret key, and import it into Xaman.
   • Ledger Hardware Wallets: For enhanced security, pair with XRP-compatible devices.
   • Uphold or Exodus: Multi-crypto wallets with XRP support.

If you've forgotten your passphrase, specialized recovery services like Brute Brothers may help, but they come with risks and costs. Avoid DIY brute-forcing unless you're technically proficient.

Important Warning: Toast Wallet support ended years ago. If your device has the app, use it only for migration—do not store new funds there.